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Salient Features of Pawtect

  • Treatment at any clinic in India
  • Multi-pet discount of 10% on service charges
  • Healthy pet discount on renewal if there is no claim in the plan period
  • Policy can be transferred to the new owner during policy period
  • Online admission, payment and claim settlement process
  • Refund policy applies in case the owner decides to surrender policy
  • Pre-existing conditions, vaccinations, deworming and routine check-up are not covered
  • Microchip is mandatory before issuing cover - Microchipping can be done at your consulting Vet Clinic

Pet Coverage Plan

Blue Ribbon Plan


  • Major Illness
  • Accidental Injury
  • Third Party Liability
  • Major Soft Tissue Surgeries
Yellow Ribbon Plan


  • Accidental Injury
  • Third Party Liability
  • Major Soft Tissue Surgeries
Red Ribbon Plan


  • Major Illness Cover
  • Third Party Liability
  • Major Soft Tissue Surgeries

What are VetCoins

VetCoins are unique reward points that can be earned by registering the pet at There is an instant reward of 500 VetCoins once the registration is successful. The benefits of VetCoins are aplenty. It's not only restricted to pet owners, but it's for vet clinics and pet shops as well. The reward system for each one of them is customized so as to provide maximum benefits to everyone. Visit the VetCoins page to find out how to get and use VetCoins in a detailed way.

Sign-up and Earn VetCoins

Sign-up with us and earn 500 VetCoins which can be used to pay service charges for Pawtect Medical Cover for your Pet(s), buy Vetina products, Vet's Fees , Lab Charges with our partners